[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.zrakol.cz\/proc-byste-si-nepujcili\/#Article","mainEntityOfPage":"https:\/\/www.zrakol.cz\/proc-byste-si-nepujcili\/","headline":"Pro\u010d byste si nep\u016fj\u010dili?","name":"Pro\u010d byste si nep\u016fj\u010dili?","description":"Lid\u00e9, kter\u00e9 potk\u00e1v\u00e1me v obchodech nebo r\u016fzn\u00fdch provozovn\u00e1ch slu\u017eeb, maj\u00ed jedno spole\u010dn\u00e9. Maj\u00ed bez v\u00fdjimky to \u0161t\u011bst\u00ed, \u017ee maj\u00ed pen\u00edze, kter\u00e9 tu mohou utr\u00e1cet. Tedy mohou je sm\u011b\u0148ovat za zbo\u017e\u00ed nebo slu\u017eby, je\u017e pot\u0159ebuj\u00ed. Jestli tu pak n\u011bkoho nepotk\u00e1me, jsou to pak lid\u00e9, kte\u0159\u00ed pen\u00edze nemaj\u00ed. Sice by se sem i tito mohli n\u011bkdy zaj\u00edt &hellip; <p class=\"link-more\"><a href=\"https:\/\/www.zrakol.cz\/proc-byste-si-nepujcili\/\" class=\"btn btn-default btn-custom\"><span class=\"btn-text\">Continue reading<\/span> <span class=\"btn-icon\"><i class=\"fa fa-angle-right\" aria-hidden=\"true\"><\/i><\/span> <span class=\"screen-reader-text\"> \"Pro\u010d byste si nep\u016fj\u010dili?\"<\/span><\/a><\/p>","datePublished":"2021-06-21","dateModified":"2023-05-05","author":{"@type":"Person","@id":"https:\/\/www.zrakol.cz\/author\/#Person","name":"","url":"https:\/\/www.zrakol.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/b86e461e91a792eb6523c2667396c9868de382fea5dd80e25dc0d9e030173b65?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/b86e461e91a792eb6523c2667396c9868de382fea5dd80e25dc0d9e030173b65?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"zrakol.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.zrakol.cz\/wp-content\/uploads\/britsk%C3%A9%20libry_10_3.jpg","url":"https:\/\/www.zrakol.cz\/wp-content\/uploads\/britsk%C3%A9%20libry_10_3.jpg","height":0,"width":0},"url":"https:\/\/www.zrakol.cz\/proc-byste-si-nepujcili\/","about":["Finance"],"wordCount":437,"articleBody":"       Lid\u00e9, kter\u00e9 potk\u00e1v\u00e1me v obchodech nebo r\u016fzn\u00fdch provozovn\u00e1ch slu\u017eeb, maj\u00ed jedno spole\u010dn\u00e9. Maj\u00ed bez v\u00fdjimky to \u0161t\u011bst\u00ed, \u017ee maj\u00ed pen\u00edze, kter\u00e9 tu mohou utr\u00e1cet. Tedy mohou je sm\u011b\u0148ovat za zbo\u017e\u00ed nebo slu\u017eby, je\u017e pot\u0159ebuj\u00ed.Jestli tu pak n\u011bkoho nepotk\u00e1me, jsou to pak lid\u00e9, kte\u0159\u00ed pen\u00edze nemaj\u00ed. Sice by se sem i tito mohli n\u011bkdy zaj\u00edt pod\u00edvat, ale pro\u010d by to d\u011blali, kdy\u017e si stejn\u011b bez placen\u00ed nic nepo\u0159\u00edd\u00ed a jenom by tak dr\u00e1salo jejich nervy, jak se ostatn\u00ed maj\u00ed, zat\u00edmco oni ne? Ale zat\u00edmco ti posledn\u011b zm\u00edn\u011bn\u00ed nemaj\u00ed obvykle na r\u016f\u017e\u00edch ustl\u00e1no, neznamen\u00e1 to, \u017ee by si museli odp\u00edrat v\u0161echno nebo skoro v\u0161echno, to podle toho, zda maj\u00ed aspo\u0148 n\u011bjak\u00e9 drobn\u00e9 nebo ani ty ne. I tito si aspo\u0148 n\u011bco nakoupit mohou. A to v p\u0159\u00edpad\u011b, \u017ee si do\u010dasn\u011b vypomohou vzet\u00edm n\u011bjak\u00e9 t\u00e9 p\u016fj\u010dky.P\u016fj\u010dka toti\u017e m\u016f\u017ee leckomu pomoci se zvl\u00e1d\u00e1n\u00edm t\u011b\u017ek\u00fdch \u010das\u016f, v nich\u017e se mu neda\u0159\u00ed. Tu si lze vz\u00edt, aby se daly financovat d\u016fle\u017eit\u00e9 v\u011bci i tehdy, kdy\u017e se vlastn\u00edch prost\u0159edk\u016f nedost\u00e1v\u00e1. A jestli je na p\u016fj\u010dk\u00e1ch n\u011bco komplikovan\u00e9, pak jedin\u011b to, \u017ee nen\u00ed ka\u017ed\u00e1 ur\u010den\u00e1 pro ka\u017ed\u00e9ho.Lid\u00e9, kte\u0159\u00ed maj\u00ed dost vysok\u00e9 p\u0159\u00edjmy, \u010dist\u00e9 registry dlu\u017en\u00edk\u016f a dal\u0161\u00ed pozitiva, si sice mohou p\u016fj\u010dit prakticky kdekoliv, jen\u017ee ti, kdo nejsou takto dokonal\u00ed, maj\u00ed nejednou probl\u00e9m s t\u00edm, \u017ee nejsou pova\u017eov\u00e1ni za bonitn\u00ed, tedy za dostate\u010dn\u011b spolehliv\u00e9 a d\u016fv\u011bryhodn\u00e9. A takov\u00fdm se banky \u010dasto zdr\u00e1haj\u00ed p\u016fj\u010dit.Ale mo\u017enosti p\u016fj\u010den\u00ed si na\u0161t\u011bst\u00ed nejsou jen dom\u00e9nou bank. Nab\u00edzej\u00ed se t\u0159eba i nebankovn\u00ed hypot\u00e9ky, a ty jsou tu pr\u00e1v\u011b pro lidi, kte\u0159\u00ed nejsou dokonal\u00ed a jim\u017e by tud\u00ed\u017e jen tak n\u011bkde nep\u016fj\u010dili.Kdo chce z\u00edskat takovou nebankovn\u00ed hypot\u00e9ku, mus\u00ed vlastn\u011b jenom nab\u00eddnout svoji nemovitost do z\u00e1stavy a prok\u00e1zat aspo\u0148 minim\u00e1ln\u00ed schopnost spl\u00e1cet. A pak u\u017e nic nebr\u00e1n\u00ed tomu, aby doty\u010dn\u00e9mu v nebankovn\u00ed spole\u010dnosti p\u016fj\u010dili a\u017e sedmdes\u00e1t procent odhadn\u00ed ceny on\u00e9 nemovitosti, a to t\u0159eba a\u017e na dobu t\u0159iceti let. A to zm\u011bn\u00ed i u\u010din\u011bn\u00e9ho chud\u00e1ka v norm\u00e1ln\u00edho solventn\u00edho jedince.                                                                                                                                                                                                                                                                                                                                                                                          4.1\/5 - (11 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Pro\u010d byste si nep\u016fj\u010dili?","item":"https:\/\/www.zrakol.cz\/proc-byste-si-nepujcili\/#breadcrumbitem"}]}]